The Coins Company − Digital transformation

With the trend of digitisation, the Coins Company shifted its loan application service to online. My role in this project was to collaborate with the product manager and engineering team to design the user interface of an App and Website. My responsibilities involved designing high-fidelity prototypes, conducting usability tests, and collecting user feedback. Through this teamwork, the click-through rate and response rate have increased significantly.

  • My role: UI/UX design, testing, visual design
  • Design phase: Develop, Deliver
  • Platform: Mobile app, Web, Mobile Web
  • Tools: Adobe XD, Axure RP, AI, PS, AE
  • Timeline: June 2020 - March 2021
  • Link: https://www-stg.thecoinscompany.com/
  • Company Background:
    The Coins Company is a lending company located in Taiwan since 2011, focus for small loans for customers who has credit blemish that can’t borrow money from the bank.

Context

User flow chart

Define the state of the process

Identified and drafted loan application flowcharts to understand the different states of loan applications and payment status, shown in different colors.

User Testing

A/B testing usability for improve user experience

The purpose of conducted the user testing is to understand what kind of laid out is more usable for the users.
Overall, from ten users testing datas, integrated variation (B) is the best user experience interface design, with its intuitive, simpler, consistency, and easily for the users.

How to perform an A/B test?

Designed 3 UI variations

  • Variation A (Card type): Place all the information with cards.
  • Variation B (Integrated type): Using cards design at clickable functions.
  • Variation C (Text type): Using line and space to present contents.

Created 4 tasks for user to achieve

1
Find out the information on the repayment page
2
Upload documents to the system
3
Find out the right answer in Q&A page
4
Delete a message in the mail box

Identified key success measurement

  • The design cost minimum time to accomplish the task
  • The design has the highest score on System Usability Scale (SUS) questionnaire, a reliable tool to measure usability perception for App.
1
Find out the information on the repayment page

Vertical layout is more intuitive than horizontal layout

Type-B design with vertical sliding interaction allows users to browse more intuitively compare to the rest. Sorting content with cards helps users find information easily.

2
Upload documents to the system

The highlighted button make pages simpler

Type-A has too many cards, making the page too complex.
Type-B highlights the buttons to help users focuses where to click and upload the documents.
Type-C uses hyperlinks but low contrast compared to the words contextually.

3
Find out the right answer in Q&A page

Vertical layout streamlines reading and maintains overall design consistency

Type-A divides the page with cards, and the page feel unbalanced. Type-B&C are arranged vertically to make the overall design more coordinated.

4
Delete a message in the mail box

Using lines for notifications enable more information in one page

Type-A with cards design stretch the page longer, so present less messages and distract the reading.
Type-B&C could add some reminding colors, that attracts the user's attention.

Characteristics of a good user experience

Usable - Intuitively recognised by colour imagery of the loan status

Lending proposition status

Approved for loan
Loan application failed

Load Repayment Status

Timed repayment
Repayment failed
Homepage - lending proposition status
Loading - Load Repayment Status

Useful - The motion interacting feature allows users quickly understand the interest rate

Enjoyable - Combine illustrations and chatbot to visually engage users

Sign-up
User onboard
Q&A
Message
Chatbot guides the loan application steps
Responsive web design (RWD)

Apply user interaction and motion to catch visual attention

Focusing on how the product looks in order to communicate the connection between a product’s functionality and its appearance to users. Keep in mind the four Cs for designing across platform: Consistency, Continuity, Context, and Complementary.

  • Color Consistent with company’s brand identity
  • Maintain user’s progress as they move platforms
  • Considering certain features on different platforms
  • Added something new for the user in cross-platform
Handover design work

Pattern Library -communicating with engineers

Unified design component style, including icon, images and styling. Using AxureRP as the final version of the component submission.

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    Marketing ads

    Visualised advertising attracts customers

    Facebook & Instagram’s posts and advertisement designs.

    Self Reflection
    - As an core designer in the company, effective communication with product manager and engineer is crucial. Be an active listener for feedback, constantly change, and share my thoughts in a clear manner.
    - My role as a generalist designer in this company, which has a broad number of responsibilities. Expanding my skills in many different types of UX design works and the ability of self-learn.
    - Through conducting a user testing for usability, my design become more dependable and principled.

    Copyright © Tiyu Su